# JPMC Commercial Card Team — Research **Last Updated:** April 28, 2026 **Context:** IBM engagement — data platform / data virtualization **Team Location:** Chicago (primary hub) --- ## Key Stakeholders (Original Attendee List) ### Christopher Claus — Managing Director, B2B Payments - **Title:** Managing Director, Head of Commercial Card Transformation - **Division:** J.P. Morgan Payments, CIB - **Location:** Chicago, IL - **LinkedIn:** [christopherwclaus](https://www.linkedin.com/in/christopherwclaus/) - **In role since:** September 2024 **Background:** Chris is a Managing Director (senior executive level at JPMC) and currently Head of Commercial Card Transformation within J.P. Morgan Payments, focused on **modernization and business intelligence**. Previously, he led J.P. Morgan's industry-leading **Virtual Card** business. He is a recognized industry speaker — presented at the **CPI Middle Market Summit 2025** as Managing Director, Payments. He is also a **named inventor on patents** related to integrated pay-on-demand and virtual card payment systems (US Patent Application US20200193415A1). **Meeting relevance:** Executive sponsor / decision-maker. Focus on modernization and BI aligns directly with data virtualization. Cares about strategic impact, ROI, and how a data platform accelerates commercial card transformation. --- ### Feroze Kuraishi — Senior Executive Director, Principal Architect - **Title:** Senior Executive Director, Technology Leader & Senior Principal Architect — Commerce and Pre-Paid Card Payments - **Division:** CIB Technology - **Location:** Greater Chicago Area - **LinkedIn:** [feroze-kuraishi-10aa0a8](https://www.linkedin.com/in/feroze-kuraishi-10aa0a8) - **Note:** Name spelled "Feroze" (not "Ferzoe") **Background:** Feroze is a senior technology leader and principal architect focused on commerce and pre-paid card payment systems. 500+ LinkedIn connections. His role as Senior Principal Architect makes him one of the most senior technical architects in this space — responsible for overall technology vision and architecture for commerce and pre-paid card payment platforms. **Meeting relevance:** Most senior technical authority. Evaluates from enterprise architecture perspective — how virtualization fits into broader JPMC payments tech strategy, scalability, security, alignment with architectural standards. His buy-in is critical for technical decisions. --- ### Sonia Mahajan — Executive Director, Payments Technology - **Title:** Executive Director, Software Engineering — Payments Technology - **Division:** CIB Technology - **Location:** Chicago, IL - **LinkedIn:** [sonia-mahajan-001](https://www.linkedin.com/in/sonia-mahajan-001) - **Education:** Delhi University - **Experience:** 24+ years designing, coding, and delivering software **Background:** Sonia is a motivated people leader with deep hands-on engineering background. She leads engineering teams building and maintaining the technology stack for JPMorgan's payments platforms, including commercial card technology infrastructure. **Meeting relevance:** Senior technology leader who evaluates technical architecture, integration patterns, and engineering feasibility. Her team would implement/integrate any new data platform capabilities. --- ### Andrew Corboy — VP, Data Product Owner - **Title:** Vice President, Data Product Owner — Commercial Card Data Management - **Division:** CIB Treasury Services - **Location:** Greater Chicago Area - **LinkedIn:** [andrew-corboy-3aa7584](https://www.linkedin.com/in/andrew-corboy-3aa7584) **Background:** Andrew is a VP-level data product owner responsible for commercial card data management within JPMorgan's CIB Treasury Services. He owns data domains, governance, and quality standards for commercial card datasets. **Meeting relevance:** Key stakeholder — primary business-side data owner whose domains would be surfaced/federated through a data platform. Cares about data accessibility, governance, lineage, and how virtualization improves access to commercial card data. --- ### Ujwal K. Moturu — VP, Data Platform Lead - **Title:** Vice President, Data Platform Lead - **Division:** CIB Technology - **Location:** Naperville, IL (Greater Chicago Area) - **LinkedIn:** [ujwal-k-moturu-26b60219](https://www.linkedin.com/in/ujwal-k-moturu-26b60219) - **Note:** First name is "Ujwal" (not "Ujaw") **Background:** Ujwal is a VP in CIB Technology. Given role title and meeting context, he works in data engineering/data platform capacity supporting commercial card or payments platform. **Meeting relevance:** Hands-on technical role — data engineering, platform development. Evaluates technical fit of data virtualization within existing JPMC technology stack. --- ### Kasthurirengan Jaganathan — Lead Solutions Architect - **Title:** Architect / Developer Lead (also listed as Solutions Architect) - **Division:** CIB Technology - **Location:** Greater Chicago Area - **LinkedIn:** [kasthurirengan-jaganathan-ba44bb4](https://www.linkedin.com/in/kasthurirengan-jaganathan-ba44bb4) **Background:** Solutions Architect and developer lead at JPMC in CIB Technology. Maintains low public profile (16 LinkedIn connections). **Meeting relevance:** Hands-on technical architect evaluating data virtualization from systems design perspective — integration patterns, API design, performance, data modeling, fit into existing commercial card architecture. Expect detailed technical questions. --- ### Srikanth Namuduru — Senior Manager, SW Engineering - **Title:** Senior Manager, Software Engineering - **Division:** CIB Technology (India-based) - **Location:** Hyderabad, India - **LinkedIn:** [srikanthnam](https://in.linkedin.com/in/srikanthnam) - **Prior:** Lead Data Engineer at Nike (2021–2025) - **At JPMC:** 2025–present **Background:** Experienced data engineering professional. Recently joined JPMC as Senior Manager. Likely leads offshore engineering team supporting CIB payments/commercial card technology stack. **Meeting relevance:** Data engineering leader who manages implementation team. May attend remotely. Relevant for evaluating from implementation and operations standpoint. --- ## Additional Team Members (April 2026 Update) ### David Montee — Sr. Executive Director - Limited public information found - No LinkedIn profile surfaced in search --- ### Kamal Jha — VP Software Engineering, Sr. Manager - Payments Platform & Architecture - **LinkedIn:** [kamal-jha-32057214](https://www.linkedin.com/in/kamal-jha-32057214) - **Location:** Greater Chicago Area / Jersey City - **Education:** Bharati Vidyapeeth - **Focus:** Multi-cloud platform design for databases and applications **Likely priorities:** Cloud architecture, database platforms, infrastructure modernization --- ### Hemabhushanareddy Kalappareddigari — Lead Architect, Commercial Card & Payment Platforms - **At JPMC:** Since 2023 - **Prior:** Technical Architect at Motorola Solutions (2007–2023), Principal Engineer (1997–2007) **Likely priorities:** Platform architecture, card systems, payments infrastructure --- ### Ravi Venkatraman — Executive Director - **LinkedIn:** [ravi-venkatraman-5258b211](https://www.linkedin.com/in/ravi-venkatraman-5258b211) - **Location:** Tampa, FL - **Tenure:** VP at J.P. Morgan from Aug 1995 to Jan 2022 (26+ years), promoted to ED in 2022 **Note:** Long-tenured — deep institutional knowledge. Likely focused on process, compliance, institutional continuity. --- ### Ranjit Deshmukh — VP, Commercial Card - **LinkedIn:** [ranjit-deshmukh-2473995b](https://www.linkedin.com/in/ranjit-deshmukh-2473995b) - **Location:** Chicago - **Role started:** January 2025 --- ### Cherry-Ann Cruz — VP, Commercial Card - Business Intelligence - **LinkedIn:** [chguerrero](https://www.linkedin.com/in/chguerrero) - **Location:** Chicago - **Role started:** March 2026 (recent) - **Prior:** 8 years at Synchrony **Focus:** Digital leadership, product and analytics, BI dashboards --- ### Andy Wilson — VP, Business Analysis Manager - **LinkedIn:** [andy-the-analyst](https://www.linkedin.com/in/andy-the-analyst) - **Location:** Greater Chicago Area - **Tenure:** At JPMorgan Chase since Aug 2012 (13+ years) - **Prior:** Business Analyst at Dish Network **Focus:** Business intelligence, reporting, BI tooling --- ## Summary Table | Person | Level | Role Type | Key Focus | |--------|-------|-----------|-----------| | **Christopher Claus** | MD | Business Executive | Commercial card transformation, BI, strategy | | **Feroze Kuraishi** | Sr ED | Senior Architect | Enterprise architecture, commerce & pre-paid platforms | | **Sonia Mahajan** | ED | Tech Leadership | Payments technology, engineering teams | | **Andrew Corboy** | VP | Data Product Owner | Commercial card data ownership & governance | | **Ujwal Moturu** | VP | Data Platform Lead | Data platforms, data engineering, pipelines | | **Kasthurirengan Jaganathan** | — | Architect/Dev Lead | Solutions architecture, hands-on technical design | | **Srikanth Namuduru** | Sr Mgr | SW Engineering | Data engineering, implementation (India-based) | | **Kamal Jha** | VP | SW Engineering | Multi-cloud architecture, databases | | **Hemabhushanareddy K.** | — | Lead Architect | Platform architecture, card systems | | **Ravi Venkatraman** | ED | Executive | Institutional knowledge, compliance (Tampa) | | **Ranjit Deshmukh** | VP | Commercial Card | Card operations | | **Cherry-Ann Cruz** | VP | BI | Analytics, dashboards | | **Andy Wilson** | VP | Business Analysis | BI, reporting | | **David Montee** | Sr ED | Executive | Leadership (limited info) | --- ## Key Observations 1. **Chicago is the hub** — Most of this team is based in Chicago, JPMC's Commercial Card center of operations. 2. **Tech + Business mix** — Strong engineering leadership (Sonia, Feroze, Kamal, Hemabhushanareddy) plus business/analytics (Cherry-Ann, Andy, Andrew, Ujwal). 3. **Transformation focus** — Christopher Claus's role as "Head of Commercial Card Transformation" signals active modernization initiatives. 4. **Data-heavy investment** — Multiple data-focused roles (Data Platform Lead, Data Product Owner, Business Intelligence) indicate heavy investment in data capabilities. 5. **Deep tenure** — Ravi Venkatraman (26+ years), Andy Wilson (13+ years) provide institutional stability and domain knowledge. 6. **Meeting dynamics** — Well-rounded group spanning business strategy (Claus), enterprise architecture (Kuraishi), technology leadership (Mahajan), data ownership (Corboy), and hands-on engineering. Data virtualization pitch should address both strategic business value and detailed technical architecture. --- *Sources: LinkedIn profiles, RocketReach, CPI Middle Market Summit 2025 speaker list* *Original research: March 10, 2026 | Updated: April 28, 2026*