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# JPMC Commercial Card Team - Research # JPMC Commercial Card Team Research
*Compiled: 2026-04-28* **Last Updated:** April 28, 2026
**Context:** IBM engagement — data platform / data virtualization
**Team Location:** Chicago (primary hub)
--- ---
## Leadership ## Key Stakeholders (Original Attendee List)
### Christopher Claus — Managing Director, B2B Payments ### Christopher Claus — Managing Director, B2B Payments
- **LinkedIn:** [christopherwclaus](https://www.linkedin.com/in/christopherwclaus) - **Title:** Managing Director, Head of Commercial Card Transformation
- **Location:** Chicago - **Division:** J.P. Morgan Payments, CIB
- **Role:** Head of Commercial Card Transformation within J.P. Morgan Payments - **Location:** Chicago, IL
- **Public presence:** Speaker at CPI Middle Market Summit 2025 - **LinkedIn:** [christopherwclaus](https://www.linkedin.com/in/christopherwclaus/)
- **Focus areas:** B2B payments strategy, commercial card transformation, industry positioning - **In role since:** September 2024
**Background:** Chris is a Managing Director (senior executive level at JPMC) and currently Head of Commercial Card Transformation within J.P. Morgan Payments, focused on **modernization and business intelligence**. Previously, he led J.P. Morgan's industry-leading **Virtual Card** business. He is a recognized industry speaker — presented at the **CPI Middle Market Summit 2025** as Managing Director, Payments. He is also a **named inventor on patents** related to integrated pay-on-demand and virtual card payment systems (US Patent Application US20200193415A1).
**Meeting relevance:** Executive sponsor / decision-maker. Focus on modernization and BI aligns directly with data virtualization. Cares about strategic impact, ROI, and how a data platform accelerates commercial card transformation.
---
### Feroze Kuraishi — Senior Executive Director, Principal Architect
- **Title:** Senior Executive Director, Technology Leader & Senior Principal Architect — Commerce and Pre-Paid Card Payments
- **Division:** CIB Technology
- **Location:** Greater Chicago Area
- **LinkedIn:** [feroze-kuraishi-10aa0a8](https://www.linkedin.com/in/feroze-kuraishi-10aa0a8)
- **Note:** Name spelled "Feroze" (not "Ferzoe")
**Background:** Feroze is a senior technology leader and principal architect focused on commerce and pre-paid card payment systems. 500+ LinkedIn connections. His role as Senior Principal Architect makes him one of the most senior technical architects in this space — responsible for overall technology vision and architecture for commerce and pre-paid card payment platforms.
**Meeting relevance:** Most senior technical authority. Evaluates from enterprise architecture perspective — how virtualization fits into broader JPMC payments tech strategy, scalability, security, alignment with architectural standards. His buy-in is critical for technical decisions.
---
### Sonia Mahajan — Executive Director, Payments Technology
- **Title:** Executive Director, Software Engineering — Payments Technology
- **Division:** CIB Technology
- **Location:** Chicago, IL
- **LinkedIn:** [sonia-mahajan-001](https://www.linkedin.com/in/sonia-mahajan-001)
- **Education:** Delhi University
- **Experience:** 24+ years designing, coding, and delivering software
**Background:** Sonia is a motivated people leader with deep hands-on engineering background. She leads engineering teams building and maintaining the technology stack for JPMorgan's payments platforms, including commercial card technology infrastructure.
**Meeting relevance:** Senior technology leader who evaluates technical architecture, integration patterns, and engineering feasibility. Her team would implement/integrate any new data platform capabilities.
---
### Andrew Corboy — VP, Data Product Owner
- **Title:** Vice President, Data Product Owner — Commercial Card Data Management
- **Division:** CIB Treasury Services
- **Location:** Greater Chicago Area
- **LinkedIn:** [andrew-corboy-3aa7584](https://www.linkedin.com/in/andrew-corboy-3aa7584)
**Background:** Andrew is a VP-level data product owner responsible for commercial card data management within JPMorgan's CIB Treasury Services. He owns data domains, governance, and quality standards for commercial card datasets.
**Meeting relevance:** Key stakeholder — primary business-side data owner whose domains would be surfaced/federated through a data platform. Cares about data accessibility, governance, lineage, and how virtualization improves access to commercial card data.
---
### Ujwal K. Moturu — VP, Data Platform Lead
- **Title:** Vice President, Data Platform Lead
- **Division:** CIB Technology
- **Location:** Naperville, IL (Greater Chicago Area)
- **LinkedIn:** [ujwal-k-moturu-26b60219](https://www.linkedin.com/in/ujwal-k-moturu-26b60219)
- **Note:** First name is "Ujwal" (not "Ujaw")
**Background:** Ujwal is a VP in CIB Technology. Given role title and meeting context, he works in data engineering/data platform capacity supporting commercial card or payments platform.
**Meeting relevance:** Hands-on technical role — data engineering, platform development. Evaluates technical fit of data virtualization within existing JPMC technology stack.
---
### Kasthurirengan Jaganathan — Lead Solutions Architect
- **Title:** Architect / Developer Lead (also listed as Solutions Architect)
- **Division:** CIB Technology
- **Location:** Greater Chicago Area
- **LinkedIn:** [kasthurirengan-jaganathan-ba44bb4](https://www.linkedin.com/in/kasthurirengan-jaganathan-ba44bb4)
**Background:** Solutions Architect and developer lead at JPMC in CIB Technology. Maintains low public profile (16 LinkedIn connections).
**Meeting relevance:** Hands-on technical architect evaluating data virtualization from systems design perspective — integration patterns, API design, performance, data modeling, fit into existing commercial card architecture. Expect detailed technical questions.
---
### Srikanth Namuduru — Senior Manager, SW Engineering
- **Title:** Senior Manager, Software Engineering
- **Division:** CIB Technology (India-based)
- **Location:** Hyderabad, India
- **LinkedIn:** [srikanthnam](https://in.linkedin.com/in/srikanthnam)
- **Prior:** Lead Data Engineer at Nike (20212025)
- **At JPMC:** 2025present
**Background:** Experienced data engineering professional. Recently joined JPMC as Senior Manager. Likely leads offshore engineering team supporting CIB payments/commercial card technology stack.
**Meeting relevance:** Data engineering leader who manages implementation team. May attend remotely. Relevant for evaluating from implementation and operations standpoint.
---
## Additional Team Members (April 2026 Update)
### David Montee — Sr. Executive Director ### David Montee — Sr. Executive Director
- Limited public information found - Limited public information found
@@ -19,130 +107,96 @@
--- ---
## Technology & Engineering
### Kamal Jha — VP Software Engineering, Sr. Manager - Payments Platform & Architecture ### Kamal Jha — VP Software Engineering, Sr. Manager - Payments Platform & Architecture
- **LinkedIn:** [kamal-jha-32057214](https://www.linkedin.com/in/kamal-jha-32057214) - **LinkedIn:** [kamal-jha-32057214](https://www.linkedin.com/in/kamal-jha-32057214)
- **Location:** Greater Chicago Area / Jersey City - **Location:** Greater Chicago Area / Jersey City
- **Education:** Bharati Vidyapeeth - **Education:** Bharati Vidyapeeth
- **Focus areas:** Multi-cloud platform design for databases and applications - **Focus:** Multi-cloud platform design for databases and applications
- **Likely priorities:** Cloud architecture, database platforms, infrastructure modernization
### Sonia Mahajan — Executive Director, SW Engineering - Payments Technology **Likely priorities:** Cloud architecture, database platforms, infrastructure modernization
- **LinkedIn:** [sonia-mahajan-001](https://www.linkedin.com/in/sonia-mahajan-001)
- **Location:** Chicago
- **Experience:** 24 years designing, coding, and delivering software
- **Focus areas:** Payments technology leadership, people management
- **Likely priorities:** Engineering excellence, payments tech modernization, team leadership
### Srikanth Namuduru — Senior Manager, SW Engineering
- **LinkedIn:** [srikanthnam](https://in.linkedin.com/in/srikanthnam) (likely match - Hyderabad-based)
- **Current role:** Senior Software Engineering Manager at JPMC (2025present)
- **Prior:** Lead Data Engineer at Nike (20212025)
- **Focus areas:** Data engineering
- **Likely priorities:** Data pipelines, engineering practices
### Hemabhushanareddy Kalappareddigari — Lead Architect, Commercial Card & Payment Platforms
- **At JPMC:** Since 2023
- **Prior experience:**
- Technical Architect @ Motorola Solutions (20072023)
- Principal Engineer (19972007)
- **Focus areas:** Commercial card and payment platforms architecture
- **Likely priorities:** Platform architecture, card systems, payments infrastructure
### Kasthurirengan Jaganathan — Lead Solutions Architect
- **LinkedIn:** [kasthurirengan-jaganathan-ba44bb4](https://www.linkedin.com/in/kasthurirengan-jaganathan-ba44bb4)
- **Location:** Greater Chicago Area
- **Focus areas:** Architecture and developer leadership
- **Likely priorities:** Solution design, technical direction
--- ---
## Business & Product ### Hemabhushanareddy Kalappareddigari — Lead Architect, Commercial Card & Payment Platforms
- **At JPMC:** Since 2023
- **Prior:** Technical Architect at Motorola Solutions (20072023), Principal Engineer (19972007)
**Likely priorities:** Platform architecture, card systems, payments infrastructure
---
### Ravi Venkatraman — Executive Director ### Ravi Venkatraman — Executive Director
- **LinkedIn:** [ravi-venkatraman-5258b211](https://www.linkedin.com/in/ravi-venkatraman-5258b211) - **LinkedIn:** [ravi-venkatraman-5258b211](https://www.linkedin.com/in/ravi-venkatraman-5258b211)
- **Location:** Tampa, FL - **Location:** Tampa, FL
- **Tenure:** VP at J.P. Morgan from Aug 1995 to Jan 2022 (26+ years!) - **Tenure:** VP at J.P. Morgan from Aug 1995 to Jan 2022 (26+ years), promoted to ED in 2022
- **Promoted:** To Executive Director in 2022
- **Note:** Long-tenured — deep institutional knowledge **Note:** Long-tenured — deep institutional knowledge. Likely focused on process, compliance, institutional continuity.
- **Likely priorities:** Process, compliance, institutional continuity
---
### Ranjit Deshmukh — VP, Commercial Card ### Ranjit Deshmukh — VP, Commercial Card
- **LinkedIn:** [ranjit-deshmukh-2473995b](https://www.linkedin.com/in/ranjit-deshmukh-2473995b) - **LinkedIn:** [ranjit-deshmukh-2473995b](https://www.linkedin.com/in/ranjit-deshmukh-2473995b)
- **Location:** Chicago - **Location:** Chicago
- **Role started:** January 2025 - **Role started:** January 2025
- **Likely priorities:** Commercial card operations, business growth
---
### Cherry-Ann Cruz — VP, Commercial Card - Business Intelligence ### Cherry-Ann Cruz — VP, Commercial Card - Business Intelligence
- **LinkedIn:** [chguerrero](https://www.linkedin.com/in/chguerrero) - **LinkedIn:** [chguerrero](https://www.linkedin.com/in/chguerrero)
- **Location:** Chicago - **Location:** Chicago
- **Role started:** March 2026 (very recent) - **Role started:** March 2026 (recent)
- **Prior:** 8 years at Synchrony - **Prior:** 8 years at Synchrony
- **Focus areas:** Digital leadership, product and analytics
- **Likely priorities:** BI dashboards, analytics, data-driven product decisions **Focus:** Digital leadership, product and analytics, BI dashboards
---
### Andy Wilson — VP, Business Analysis Manager ### Andy Wilson — VP, Business Analysis Manager
- **LinkedIn:** [andy-the-analyst](https://www.linkedin.com/in/andy-the-analyst) - **LinkedIn:** [andy-the-analyst](https://www.linkedin.com/in/andy-the-analyst)
- **Location:** Greater Chicago Area - **Location:** Greater Chicago Area
- **Tenure:** At JPMorgan Chase since Aug 2012 (13+ years) - **Tenure:** At JPMorgan Chase since Aug 2012 (13+ years)
- **Prior:** Business Analyst at Dish Network - **Prior:** Business Analyst at Dish Network
- **Focus areas:** Business intelligence, product analytics
- **Likely priorities:** Business analysis, reporting, BI tooling
### Andrew Corboy — VP, Data Product Owner - Commercial Card **Focus:** Business intelligence, reporting, BI tooling
- **LinkedIn:** Confirmed (Greater Chicago Area)
- **Focus areas:** Data product ownership for commercial card
- **Likely priorities:** Data products, commercial card data strategy
### Feroze Kuraishi — Executive Director
- **LinkedIn:** [feroze-kuraishi-10aa0a8](https://www.linkedin.com/in/feroze-kuraishi-10aa0a8)
- **Location:** Chicago
- **Role:** Executive Director since Jan 2023
- **Note:** Name spelled "Feroze" not "Ferzoe"
### Ujwal K. Moturu — VP, Data Platform Lead
- **LinkedIn:** [ujwal-k-moturu-26b60219](https://www.linkedin.com/in/ujwal-k-moturu-26b60219)
- **Location:** Naperville, IL
- **Note:** First name is "Ujwal" not "Ujaw"
- **Focus areas:** Data platform leadership
- **Likely priorities:** Data platforms, data engineering, pipelines
--- ---
## Summary Table ## Summary Table
| Person | Role | Location | Likely Priorities | | Person | Level | Role Type | Key Focus |
|--------|------|----------|-------------------| |--------|-------|-----------|-----------|
| Christopher Claus | MD, B2B Payments | Chicago | B2B payments strategy, transformation | | **Christopher Claus** | MD | Business Executive | Commercial card transformation, BI, strategy |
| David Montee | Sr. Exec Director | Unknown | Leadership | | **Feroze Kuraishi** | Sr ED | Senior Architect | Enterprise architecture, commerce & pre-paid platforms |
| Kamal Jha | VP SW Eng, Payments Platform | Chicago | Multi-cloud architecture, databases | | **Sonia Mahajan** | ED | Tech Leadership | Payments technology, engineering teams |
| Sonia Mahajan | ED, Payments Technology | Chicago | Eng excellence, team leadership | | **Andrew Corboy** | VP | Data Product Owner | Commercial card data ownership & governance |
| Srikanth Namuduru | Sr Mgr SW Eng | Hyderabad? | Data engineering | | **Ujwal Moturu** | VP | Data Platform Lead | Data platforms, data engineering, pipelines |
| Hemabhushanareddy K. | Lead Architect | Unknown | Platform architecture, card systems | | **Kasthurirengan Jaganathan** | — | Architect/Dev Lead | Solutions architecture, hands-on technical design |
| Kasthurirengan J. | Lead Solutions Architect | Chicago | Solution design | | **Srikanth Namuduru** | Sr Mgr | SW Engineering | Data engineering, implementation (India-based) |
| Ravi Venkatraman | Executive Director | Tampa | Institutional knowledge, compliance | | **Kamal Jha** | VP | SW Engineering | Multi-cloud architecture, databases |
| Ranjit Deshmukh | VP, Commercial Card | Chicago | Card operations | | **Hemabhushanareddy K.** | — | Lead Architect | Platform architecture, card systems |
| Cherry-Ann Cruz | VP, BI | Chicago | Analytics, dashboards | | **Ravi Venkatraman** | ED | Executive | Institutional knowledge, compliance (Tampa) |
| Andy Wilson | VP, Business Analysis | Chicago | BI, reporting | | **Ranjit Deshmukh** | VP | Commercial Card | Card operations |
| Andrew Corboy | VP, Data Product Owner | Chicago | Data products | | **Cherry-Ann Cruz** | VP | BI | Analytics, dashboards |
| Feroze Kuraishi | Executive Director | Chicago | Leadership | | **Andy Wilson** | VP | Business Analysis | BI, reporting |
| Ujwal Moturu | VP, Data Platform Lead | Naperville | Data platforms, pipelines | | **David Montee** | Sr ED | Executive | Leadership (limited info) |
--- ---
## Key Observations ## Key Observations
1. **Chicago is the hub** — Most of this team is based in Chicago, which appears to be JPMC's Commercial Card center of operations. 1. **Chicago is the hub** — Most of this team is based in Chicago, JPMC's Commercial Card center of operations.
2. **Tech + Business mix**The team has both strong engineering leadership (Sonia, Kamal, Hemabhushanareddy) and business/analytics focus (Cherry-Ann, Andy, Ujwal, Andrew). 2. **Tech + Business mix**Strong engineering leadership (Sonia, Feroze, Kamal, Hemabhushanareddy) plus business/analytics (Cherry-Ann, Andy, Andrew, Ujwal).
3. **Transformation focus** — Christopher Claus's title as "Head of Commercial Card Transformation" suggests active modernization initiatives. 3. **Transformation focus** — Christopher Claus's role as "Head of Commercial Card Transformation" signals active modernization initiatives.
4. **Data-heavy** — Multiple data-focused roles (Data Platform Lead, Data Product Owner, Business Intelligence) indicate heavy investment in data capabilities. 4. **Data-heavy investment** — Multiple data-focused roles (Data Platform Lead, Data Product Owner, Business Intelligence) indicate heavy investment in data capabilities.
5. **Long tenure** — Ravi Venkatraman's 26+ years and Andy Wilson's 13+ years suggest institutional stability and deep domain knowledge. 5. **Deep tenure** — Ravi Venkatraman (26+ years), Andy Wilson (13+ years) provide institutional stability and domain knowledge.
6. **Meeting dynamics** — Well-rounded group spanning business strategy (Claus), enterprise architecture (Kuraishi), technology leadership (Mahajan), data ownership (Corboy), and hands-on engineering. Data virtualization pitch should address both strategic business value and detailed technical architecture.
--- ---
*Source: LinkedIn profiles, RocketReach, CPI Middle Market Summit 2025 speaker list* *Sources: LinkedIn profiles, RocketReach, CPI Middle Market Summit 2025 speaker list*
*Original research: March 10, 2026 | Updated: April 28, 2026*